How can I get a copy of my deed? You should get your deed when you first purchase the property. If you do not have your deed, then you can get a certified copy of it at the Register of Deeds office; and a certified copy is just as good as the original.
Are Deeds public record in Michigan?
Because of the importance of the recording and maintaining of these vital records, the Register of Deeds is an elected position and each term is four years. After a document is recorded it is available to the public and can be reviewed and/or copied by anyone.
Where are Deeds recorded in Michigan?
Bestowed with powers by the Michigan constitution, the office of Register of Deeds is the library of land records for the county.
How do I get the original Deeds to my house?
For 99% of our population, finding the Deeds to your house is as simple as obtaining copies of the Title Register and Title Plan, which can be obtained by you within an hour of placing an order over the internet. This is assuming that by Deeds you mean the ownership documents.
How do you transfer a property deed in Michigan?
How to Transfer Michigan Real Estate
- Find the most recent deed to the property. It is helpful to begin by locating the most recent deed to the property (the deed that transferred the property to the current grantor).
- Create the new deed.
- Sign and notarize the deed.
- File the deed in the county land records.
How much does it cost to file a quit claim deed in Michigan?
There will be a $30 recording fee. If you prepare a quitclaim deed using the Do-It-Yourself Quitclaim Deed (after Divorce) tool, detailed instructions on what to do next will print out along with the deed.
What is a quitclaim deed Michigan?
A Michigan quitclaim deed form is used to transfer real estate when the person transferring the real estate (current owner) does not want to provide a warranty of title to the person receiving the real estate (new owner).
What does a Register of Deeds do?
The Register of Deeds is a constitutional office headed by an elected official whose term of office is four years. The duties of the Register of Deeds are prescribed by State law. The office is the official recording and filing office for all legal documents affecting real and personal property.
What is a warranty deed in Michigan?
Warranty Deeds
With a warranty deed, the grantor (seller) warrants that they have good title to the property and that they have a right to sell the property to the grantee (buyer). “Good title” means that there are no liens, conditions, or restrictions on the property.
What happens if I lose the deeds to my house?
If Title Deeds are mislaid or destroyed and the property or land is registered, a simple check with Land Registry will provide details of ownership. Often Land Registry will hold electronic versions of documents associated with the property which can be downloaded from their website for a small fee.
Who keeps the deeds to a house?
The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time. Do you need your title deeds?
What happens to deeds when mortgage paid off?
Article Summary. When the mortgage is repaid you are entitled to have your Ownership Documents, or property Deeds returned to you. Your Mortgagee is not entitled to hold them any longer, and will almost always return them to you after receiving your final payment.
How do I transfer property to a family member in Michigan?
A grantor will use a quitclaim deed form to transfer a property:
- To family members including spouses as a gift.
- To an ex-spouse through a divorce.
- To change the marital property’s nature.
- To a business owned by the current owner or living trust.
How do I transfer property after a death in Michigan?
If the deceased was the sole owner of the real property, it must pass through probate in order to be transferred to someone else. If they held title to a property with one or more persons that includes the right of survivorship, the property passes directly to the other surviving joint tenants upon one owner’s death.
Does Michigan have a transfer on death deed?
Michigan does not allow real estate to be transferred with transfer-on-death deeds. There is a type of deed available in Michigan known as an enhanced life estate deed, or “Lady Bird” deed, that functions like a transfer-on-death deed.
How long does a title search take in Michigan?
You should receive an original title in the mail in about 14 days. Make sure the information on the title is accurate and report errors to your local Secretary of State office.
How do I find out if there is a lien on my property in Michigan?
To check for liens in Michigan, an individual may approach the public agency with custody of the record or conduct an online search via the agency’s website.
How do I find out who owns the property next to me?
Check Your Local Assessor’s Office
On your local tax assessor’s official website, you may be able to look up property tax records and find the property owner by their address. You can learn who owns the home as well as how much property tax they pay. This is a great way to find out who owns a property for free.
Why would someone do a quit claim deed?
Quitclaim deeds are most often for transferring property between family members or to cure a defect on the title, such as a misspelling of a name.
Where do I get a quit claim deed in Michigan?
Michigan uses quitclaim deed Form 863, which is different in each county, so make sure to get the form at the office or website of the County Register of Deeds in the county where the property is located.
Who signs a quit claim deed in Michigan?
Signatures. The signature of the grantor is mandatory on the quit claim deed to transfer the property. The grantee is not required to sign the deed in Michigan. The quit claim deed must be signed in front of a notary public, who attests to the fact that you are who you claim to be and that you signed the document.